Privacy Policy
WNC Community Credit Union’s Privacy Policy January 2026
WNC Community Credit Union’s Board of Directors adopt the following policy to meet regulations and protect all current and future member information as gathered by WNC Community Credit Union:
Information We Collect
Information provided on applications such as names, addresses, social security numbers, dates of birth, assets, and income.
Transactional information with WNC Community Credit Union, affiliated organizations, or other vendors such as account balances, payment history, debit card history, or other parties to transactions.
Information reported to us by consumer reporting agencies regarding credit history, addresses, and social security numbers.
Information We Disclose
WNC Community Credit Union does not disclose nonpublic personal information about members or former members to affiliates or non-affiliated parties except as permitted by law to fulfill services requested by members. We limit access and usage of such information to the employees, officers, agents, and representatives necessary to provide requested services. Credit histories will be shared with the Major Credit Reporting Agencies.
Security Measures in Place
Nonpublic information about you is restricted to employees needing such information to provide requested services. Physical, electronic, and procedural safe guards comply with federal and state requirements to guard our nonpublic personal information.
Who Will Receive This Note
Current Members
New Members as they complete membership application forms
Procedure for Delivery of Notice
Written documents
Delivered by mail
Delivered with quarterly statements or newsletters
Website Training of Employees
Full staff via meetings
Employees responsible for mailings
Posted notices
As changes in staffing occurs ensure educational opportunities are made to new employees to continue proper oversight of BSA/OFAC/AML
Schedule for Mailings
First Quarter of each year or at the discretion of WNC Community Credit Union
