Auto & Personal Loans
Looking for a new or used vehicle, something recreational like a boat or camper, or just need cash to help get ahead? WNC Community Credit Union is here to help. We offer a variety of consumer lending options at competitive rates to help you reach your financial goals. Lending is open to members residing in Haywood or Jackson Counties.
Automobile and Recreational Loans
Please bring the following to your loan meeting:
Completed Application (download form below)
Two (2) Months Proof of Current Income*
Three (3) Months of Current Bank Statements
Current Driver’s License (or other valid photo identification)
* Self Employment requires two (2) Years of Tax Returns (with supporting documents such as W2, 1099, etc.)
Automobile Loans
WNC Community Credit Union offers members both new and used automobile loans on 2016 and newer models. We also offer optional Extended Warranty and GAP Insurance. Contact credit union today for more information on our rates.
Personal Loan
Please bring the following to your loan meeting:
Completed Application (download form below)
Two (2) Months Proof of Current Income*
Three (3) Months of Current Bank Statements
Current Driver’s License (or other valid photo identification)
* Self Employment requires two (2) Years of Tax Returns (with supporting documents such as W2, 1099, etc.)
Home Mortgage, Refinance, and Unimproved Property Loans
Please bring the following to your loan meeting:
Completed Application (download form below)
Two (2) Years of Tax Returns (with supporting documents such as W2, 1099, etc.)
Two (2) Months Proof of Current Income
Three (3) Months of Current Bank Statements
Current Driver’s License (or other valid photo identification)
Homeowner’s Insurance (including flood insurance if applicable)
Current Mortgage Statement (if applicable)
Home Equity Line of Credit (HELOC)
Please bring the following to your loan meeting:
Completed Application (download form below)
Two (2) Years of Tax Returns (with supporting documents such as W2, 1099, etc.)
Two (2) Months Proof of Current Income
Three (3) Months of Current Bank Statements
Current Driver’s License (or other valid photo identification)
Homeowner’s Insurance (including flood insurance if applicable)
Current Mortgage Statement (if applicable)
$100 Application Fee
Automobile and Camper Loans
Please bring the following to your loan meeting:
Completed Application (download form below)
Two (2) Months Proof of Current Income*
Three (3) Months of Current Bank Statements
Current Driver’s License (or other valid photo identification)
* Self Employment requires two (2) Years of Tax Returns (with supporting documents such as W2, 1099, etc.)
Construction Loan
Please bring the following to your loan meeting:
Completed Application (download form below)
Two (2) Years of Tax Returns (with supporting documents such as W2, 1099, etc.)
Two (2) Months Proof of Current Income
Three (3) Months of Current Bank Statements
Current Driver’s License (or other valid photo identification)
Construction Contract
Cost Estimates/Blueprints/Specs
Builder’s Risk Insurance
Lien Agent
Personal Loan
Please bring the following to your loan meeting:
Completed Application (download form below)
Two (2) Months Proof of Current Income*
Three (3) Months of Current Bank Statements
Current Driver’s License (or other valid photo identification)
* Self Employment requires two (2) Years of Tax Returns (with supporting documents such as W2, 1099, etc.)
