About Us
Shared Mission
WNC Community Credit Union is dedicated to better serving the individuals and families in our western North Carolina community. Friendly, smiling faces are always working hard to provide you with the right financial services to succeed in today’s fast-paced world.
Our members are treated with dignity, respect, and personal service because the opportunity to serve the people of Western North Carolina is truly an honor rather than a job. WNC Community Credit Union has consistently been able to respond to the financial needs of our community because we take the time and care to fully understand the financial needs of each member. It’s a mission we all share because we’re members just like you.
Local Legacy
WNC Community Credit Union was established in 1946 as Thoroughbred Credit Union, later changing it’s name to Dayco Credit Union. Our mission was to serve the employees of the Dayco plant in Waynesville, NC. With a plant closure eminent, Dayco Credit Union applied for and received a community charter from the state of North Carolina, thus opening membership to anyone living or working in Haywood or Jackson county. In 1997, the former Dayco Credit Union became WNC Community Credit Union (WNCCCU).
Board of Directors
For WNC Community Credit Union
| Name | Position |
|---|---|
| Randy Crawford | Chairman |
| Bobby Capps | Vice Chairman |
| Bobby Cogdill | Secretary & Treasurer |
| Roger Wright | Member |
| Bridgette Brooks | Member |
| Steve Plemmons | Member |
| Jan Hall | Member |
Privacy Policy
WNC Community Credit Union’s Privacy Policy January 2026
WNC Community Credit Union’s Board of Directors adopt the following policy to meet regulations and protect all current and future member information as gathered by WNC Community Credit Union:
Information We Collect
Information provided on applications such as names, addresses, social security numbers, dates of birth, assets, and income.
Transactional information with WNC Community Credit Union, affiliated organizations, or other vendors such as account balances, payment history, debit card history, or other parties to transactions.
Information reported to us by consumer reporting agencies regarding credit history, addresses, and social security numbers.
Information We Disclose
WNC Community Credit Union does not disclose nonpublic personal information about members or former members to affiliates or non-affiliated parties except as permitted by law to fulfill services requested by members. We limit access and usage of such information to the employees, officers, agents, and representatives necessary to provide requested services. Credit histories will be shared with the Major Credit Reporting Agencies.
Security Measures in Place
Nonpublic information about you is restricted to employees needing such information to provide requested services. Physical, electronic, and procedural safe guards comply with federal and state requirements to guard our nonpublic personal information.
Who Will Receive This Note
Current Members
New Members as they complete membership application forms
Procedure for Delivery of Notice
Written documents
Delivered by mail
Delivered with quarterly statements or newsletters
Website Training of Employees
Full staff via meetings
Employees responsible for mailings
Posted notices
As changes in staffing occurs ensure educational opportunities are made to new employees to continue proper oversight of BSA/OFAC/AML
Schedule for Mailing’s
First Quarter of each year or at the discretion of WNC Community Credit Union
