Home Mortgage Loans 

At WNC Community Credit Union, we’re to help you get what you need to acquire or protect your biggest assets. Come in and speak with one of our Mortgage Loan Officers today and learn how you can grow with WNCCCU. Lending is open to members residing in Haywood or Jackson Counties.

Home and HELOC Loans

Required Documents:

• Completed Application

• 2 Years of Tax Returns with supporting documents (W2, 1099 etc)

• 2 Months of Current Income

• 3 Months of Bank Statements

• Copy of Driver’s License

• Homeowners Insurance

• Current Mortgage Statement

Construction Loans

Required Documents:

• Completed Application

• 2 Years of Tax Returns with supporting documents (W2, 1099 etc)

• 2 Months of Current Income

• 3 Months of Bank Statements

• Copy of Driver’s License

• Homeowners Insurance

• Current Mortgage Statement

• Construction Contract

• Cost Estimate/Blue Prints/Specs

• Copy of Builders Risk Insurance

• Lien Agent